Nonprofits face many of the same risks as for-profit businesses — plus unique exposures tied to volunteers, fundraising events, and board service. We build coverage programs that protect your mission, your people, and your resources.
Nonprofits operate under tight budget constraints and face liability from board decisions, volunteer actions, client services, and fundraising events.
Board Member Liability
Volunteer board members can be personally sued for decisions made on behalf of the organization, making D&O coverage essential for attracting qualified directors.
Volunteer & Client Injuries
Injuries to volunteers, clients, or event participants can lead to liability claims against the organization.
Employment Practices Claims
Nonprofits with employees face the same discrimination, harassment, and wrongful termination exposures as for-profit businesses.
Fundraising Event Risks
Galas, walks, auctions, and community events introduce liability for participant injuries, property damage, and vendor disputes.
Abuse & Molestation Claims
Organizations serving vulnerable populations face serious exposure to abuse and molestation claims, requiring specialized coverage.
A well-designed nonprofit insurance program addresses your mission, the populations you serve, and your volunteer and event activities.
Protects volunteer board members from personal liability for decisions made on behalf of the organization.
Core protection against bodily injury and property damage claims from clients, volunteers, and visitors.
Covers claims of discrimination, harassment, and wrongful termination from employees and applicants.
Bundles general liability and property coverage — often a cost-effective option for smaller nonprofits with a physical location.