Industry Specialists

Commercial Insurance for Real Estate Businesses

Property managers, landlords, and real estate professionals face liability from tenant injuries, property damage, and professional service claims. We build coverage programs that protect your properties, your tenants, and your business.

Liability protection for tenant and visitor injuries
Property coverage for owned and managed buildings
Professional liability for property management services
Coverage for single properties or large portfolios

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Industry Risks

Unique Risks You Face

Real estate businesses manage valuable assets and face liability from tenants, visitors, contractors, and the properties themselves.

Tenant & Visitor Injuries

Slip-and-fall accidents in common areas, parking lots, and leased spaces can lead to costly liability claims against property owners and managers.

Property Damage

Fire, water damage, storms, and vandalism can cause significant damage to owned or managed buildings and disrupt tenant operations.

Professional Liability

Property managers can be sued for errors in lease administration, failure to maintain premises, or mismanagement of tenant funds.

Tenant Discrimination Claims

Fair housing complaints and discrimination claims from prospective or current tenants are a growing exposure for property managers.

Environmental Hazards

Mold, lead, asbestos, and other environmental hazards in older buildings can trigger costly remediation and liability claims.

Recommended Coverage

Coverage Built for Real Estate

A well-designed real estate insurance program addresses your property types, portfolio size, and management services.

General Liability Insurance

Core protection against tenant and visitor bodily injury and property damage claims on your premises.

Commercial Property Insurance

Protects your buildings, common areas, and landlord-owned fixtures from fire, weather, and water damage.

Professional Liability (E&O)

Covers claims of errors or negligence in property management services, lease administration, and tenant relations.

Umbrella / Excess Liability

Adds protection above your primary liability limits for catastrophic claims involving serious injury or major property damage.

Common
Slip-and-fall claims in common areas
Portfolio
Programs for single or multiple properties
50+
A-rated carriers we compare
Tailored
Coverage for owners and managers
FAQ

Real Estate Insurance Questions